We empower and protect you
Our mission is to empower all creditworthy SMEs and individuals to have access to capital and protection through simple and affordable solutions.
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Our mission is to empower all creditworthy SMEs and individuals to have access to capital and protection through simple and affordable solutions.
Randy Sim
Group CEO of IFS Capital Limited

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Our Services
Enterprise Financing
Domestic & Export
Accounts Receivable Purchase
Get early payment of up to 90% of receivables value for your working capital needs
Up to 100% credit protection against bad debts and customer insolvency
Export on open account with access to a global network of partners to manage your collections
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Asset-Based Lending
Unlock the value of your residential, commercial & industrial properties
Increase business cash flow
Finance up to 75% of the Loan-To-Value (LTV) ratio of your property, with interest servicing arrangement
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Working Capital Loans
Access to Enterprise Singapore Loan schemes
Finance working capital needs
No physical collaterals required
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Enterprise Singapore Loans
SME Working Capital/Fixed Assets Loan
Project Finance (Merger & Acquisition)
Trade Finance (Enhanced Trade, EFS (Domestic) Project )
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Supply Chain Financing
A Buyer-led supply chain financing solution to offer Suppliers early payment.
Improved buyer-supplier relationship
Extended payment terms (improved cashflow)
Best-in-Class SCF platform with seamless user experience
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Consumer Financing
is a stress-free loan provider with your financial wellness in mind.
Competitive pricing & easy application
Specialised in secured & unsecured loans
Save 50% on admin fee by paying on time
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Loan Aggregator
Business Loan Aggregator
Singapore's leading digital loan marketplace for your business funding needs.
Competitive and transparent pricing
Simplified application with Myinfo integration
More than 45 Lenders
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Personal Loan Aggregator
A digital application tool that empowers you in your loan search for free.
Connect with multiple banks and licensed money lenders
Get offers within 2 hours of application
Free to use + receive 0.5% cashback
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Earned Wage Access
helps companies and individuals achieve financial well-being.
Promotes employee financial wellness
Reduce business costs
Responsible and accessible solution
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Asset Management
offers customized asset management services with a focus on private credit in fast-growing Southeast Asia.
Targeted 5.5% - 6% p.a. net returns of all fees
Stable with minimal volatility
Regular strong predictable income
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Insurance
is a homegrown general insurance provider for you and your family
Dedicated claims service
Streamlined underwriting and policy fulfillment process
Fostering relationships through personalized interactions
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What Makes Us Different
Driving financial inclusion
Our mission is to serve all creditworthy SMEs and individuals with access to capital and protection through simple and affordable solutions.
Seamless cross-border financing
Our regional presence enables cross-border financing in local currencies, eliminating the need for currency hedging by clients.
Rooted in our values
With a foundation built on integrity, expertise, and a focus on clients, we provide reliable financial solutions and cultivate enduring relationships with our clientele.
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Hear From Our Clients

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Zachariah Mayert

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Baylee Mayer

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Letitia Towne

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Luigi Bernier

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Marion Schneider
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Our Blog
Resources and Insights
Our blog is more than just a collection of articles - it's a hub of ideas, inspiration, and thought-provoking discussions.
How IFS Capital Helps Businesses Get Paid, Boost Sales & Expand through Account Receivable Purchase
Here are some of IFS’s success stories in aiding their clients in their collections and how they freed up working capital for them through the ARP program.
Read More
Read More
How IFS Capital Helps Businesses Get Paid, Boost Sales & Expand through Account Receivable Purchase
Here are some of IFS’s success stories in aiding their clients in their collections and how they freed up working capital for them through the ARP program.
Read More
Start your financing journey with us
We would love to find the best financial solutions for you! Send us your queries and we will be sure to get back to you.
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