IFS Capital Limited is honoured to be recognised as one of Singapore’s Top Fintech Companies 2026, an inaugural ranking jointly compiled by Tech in Asia and Statista, two leading authorities on technology and market intelligence in Asia.

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The ranking celebrates 95 fintech innovators driving impact across seven categories in Singapore’s financial ecosystem. Companies were assessed based on publicly available key performance indicators and their ability to deliver innovative, technology-driven financial solutions for the local market.

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Nearly Four Decades of Innovation in Financing

With almost 40 years of experience serving businesses across Southeast Asia, IFS Capital has become one of the region’s most trusted names in SME and supply-chain financing. Operating in Singapore, Thailand, Malaysia, and Indonesia under the PhillipCapital Group, the company extends over S$1 billion annually to SMEs and helping them access working capital with speed, flexibility, and confidence.

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Our recognition under the Alternative Financing category reflects our mission to make financing accessible, transparent, and efficient for both businesses and individuals. By combining strong credit fundamentals with data-driven insights, we continue to provide SMEs with simple, affordable access to capital while maintaining a loss rate below 1%.

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Technology at the Core of Growth

IFS Capital has rebuilt its core lending infrastructure, integrating artificial intelligence, data analytics, and automation to enhance credit decisioning and risk management. These advancements have improved client experience and operational efficiency while allowing the company to manage portfolio risk with precision across the region.

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“We are pleased to be included in the inaugural list of Singapore’s top fintech companies. We will keep building and innovating to earn trust and serve our SMEs, consumers, and investors across Southeast Asia,” said Randy Sim, Group CEO of IFS Capital Limited.

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A Growing Fintech Ecosystem

IFS Capital’s achievement is part of a broader group effort to transform financial access through technology-enabled platforms:

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Lendingpot‍

Singapore’s leading digital loan marketplace, connecting borrowers with more than 70 lenders and financial institutions through a single application, delivering instant offers and full transparency. Lendingpot is expanding regionally into Malaysia, Indonesia, and Hong Kong, continuing the Group’s mission to make credit more transparent and rewarding.

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Friday Finance‍

Singapore’s fastest-growing licensed digital moneylender, offering complimentary loan protection insurance and 50% admin fee rebates for timely repayment, encouraging financial responsibility through data-driven design.

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Together, these platforms embody IFS Capital’s vision of combining technology and responsible financing to meet the evolving needs of SMEs and consumers across Southeast Asia.

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About IFS Capital Group

Founded in 1987 and headquartered in Singapore, IFS Capital Limited is an SGX-listed financial services group focused on private credit, asset management, and insurance. Through its fintech subsidiaries (Friday Finance and Lendingpot) the Group also advances financial inclusion through digital consumer lending and loan marketplace innovation, creating a holistic ecosystem that connects SMEs, consumers, and investors across Southeast Asia.

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📖 See the Tech in Asia x Statista list here: Singapore's Top Fintech List 2026