Responsible Financing for SMEs in Singapore

Financing Solutions

Accounts Receivable Purchase (Domestic)

Accounts Receivable Purchase (Export)

Receive early payment of up to 90% of receivables value for working capital needs such as business growth

Up to 100% credit protection against bad debts and customer insolvency

Export on open account with access to a global network of partners to manage your collections

Property Financing

Unlock the value of your residential & commercial properties

Increase business cash flow

Finance up to 85% of the Loan-To-Value (LTV) ratio of your property, with interest servicing arrangement.

SME Working Capital Loan

Finance working capital needs

Access to Enterprise Singapore Loan schemes

No physical collaterals required


Supply Chain Financing

A Buyer-led supply chain financing solution for your Suppliers by utilizing third-party funding to offer Suppliers early payment.

Improved buyer-supplier relationship

Extended payment terms – improved cashflow

Easy integration into existing ERP platform


Consumer Financing

is a stress-free loan provider with your financial wellness in mind.

Amazing rates

Super convenient to apply

Get back 50% of admin fee paid when you pay on time


Marketplace Services

Lendingpot is Singapore's leading digital loan marketplace with a diverse network of 45 lenders to match your business funding needs.

- Business Loan Marketplace

More than 45 lenders on the platform

Simplified application with Myinfo integration

Competitive and transparent pricing


- Personal Loan Aggregator

Lendingpot Personal is a digital application tool that empowers you in your loan search for free. Connect to leading banks and financial institutions for the best personal loan offers.

Free to use, plus receive 0.5% cashback on your loan

Connect with multiple banks and licensed money lenders

Get offers within 2 hours of application, guaranteed.


Serving SMEs since 1987

IFS Capital Limited is a regional financial institution that provides small business owners with access to capital through simple and affordable solutions.

We are listed on the Mainboard of the Singapore Exchange (SGX) since 1993.

As a Group, we fund more than S$1 billion to Micro, Small and Medium Enterprises (MSMEs) in Singapore, Malaysia, Indonesia and Thailand annually.

We are part of the PhillipCapital network of companies.

Singapore

Singapore

Malaysia

Indonesia
Thailand

Indonesia

Thailand

Careers at IFS

At IFS Capital, we believe in creating meaningful employment by empowering our team members to work towards creating a real difference in the society.

Investor Relations

Listed on the Singapore Exchange (SGX) since 1993, IFS Capital Group provides consistent growth and value for our investors with our local and regional operations.

Read our latest news and view our financial highlights.